Every Shopify chargeback tool, honestly compared.

Pricing, recovery caps, submit models, and net-after-fee math for Algiz, Chargeflow, Disputifier, and ChargePay. Pick the one that fits your store — or skip the comparison and try Algiz free for your first 3 disputes.

Pricing, caps, control — at a glance.

click any competitor to see the full deep-dive — pricing math, scenario breakdowns, and the FAQ for switchers.

Pick the tool you're considering — or already paying.

30-second decision tree.

1. Are you a solo merchant doing $5–50k GMV?

   yes →Algiz was built for you. Reserve a spot below.

   no →Continue ↓

2. Is your average chargeback over $300?

   yes →Skip Disputifier — the $250/win cap will eat your upside. Algiz or Chargeflow.

   no →Continue ↓

3. Do you process 100+ chargebacks per month?

   yes →Chargeflow's auto-submit may save operational time vs Algiz's approval gate.

   no →Continue ↓

4. Do you want vendor incentives aligned with your wins?

   yes →Algiz (12% only on wins) > ChargePay (paid regardless). Reserve below.

   no →Pick on raw fee math — Algiz at low volume, Chargeflow at high.

Most-asked questions.

Which Shopify chargeback tool has the lowest fees?

For success-based pricing on small-average disputes, Algiz at $9/mo + 12% recovery is the lowest in 2026. ChargePay at $19.99/mo flat is cheaper on raw cost when you have very high win volume — but you pay it whether they win or not.

Which tool is best for solo Shopify merchants?

Algiz is built specifically for solo merchants doing $5–50k GMV. Pricing scales with your wins, no upfront commitment, and the merchant approval gate means you read every dispute before it goes out in your name. Chargeflow and Disputifier are tuned for higher-volume operators who don't want to look at disputes.

Do all of these tools support Visa CE 3.0?

All four market CE 3.0 support. Algiz is built CE 3.0-native from day 1, meaning the entire evidence pipeline is structured around CE 3.0 data requirements (matching IP, device fingerprint, or shipping address from prior 120-365 day transactions). The others have added CE 3.0 to existing pipelines.

What's the difference between auto-submit and merchant approval?

Auto-submit means the tool packages and submits dispute evidence to the issuer without your involvement — fast, but you don't see what's being claimed in your name. Merchant approval (Algiz only) means the tool drafts in 60 seconds, sends you a push notification, and waits up to 24 hours for you to read, edit, skip, or approve before submitting. Trade-off: a few minutes per dispute for full visibility.

Should I use multiple chargeback tools at once?

Briefly, yes — for evaluation. All four are pay-on-result or month-to-month, so no lock-in. Run two on the same store for 30 days, compare net-after-fee on the same disputes, keep the winner. During Algiz's pre-launch, your first 3 disputes are free.