Algiz vs Disputifier.
Both recover Shopify chargebacks. Different pricing (12% vs 20%), different caps (none vs $250/win), different submit models (you approve vs auto-submit). Here's where the cap bites and where it doesn't.
first 3 disputes free · no card required
Pick Algiz if your average chargeback is over $200 or you want approval control. Pick Disputifier if all your chargebacks are small and you don't want to look at them.
- · Average chargeback > $200 (the cap will bite at Disputifier)
- · Recovery fee delta matters: 12% vs 20% on every win
- · You want to read what's submitted before it goes out
- · Vendor security posture & surface area is part of your diligence
- · Average chargeback under $250 (cap doesn't bite)
- · Operational time matters more than fee delta
- · You want zero involvement post-install
- · You prefer a longer-tenured vendor with more reviews
Every dimension that matters.
| dimension | Algiz | Disputifier |
|---|---|---|
| Base price | $9 / month | $0 / month |
| Recovery fee | 12% per win | 20% per win |
| Win cap | None | $250 / win (caps bite > $300 disputes) |
| Submit model | 60s draft → you approve in 24h | Auto-submit |
| Visa CE 3.0 | Native (built day 1) | Marketed |
| Free trial | First 3 disputes free | Pay-on-result (no upfront) |
| Team size | Solo founder (Szczecin, PL) | Company |
| Public security incidents | None | Jan 9, 2026 — Shopify API tokens (< 0.1%) |
| Best fit avg chargeback size | Any (no cap) | Under $250 |
| Founder access | Direct (jakub@jpozarycki.com, X) | Via support |
Where the $250 cap bites.
scenario A — small disputes ($140 avg, 6/mo, 45% win rate)
Algiz delta: +$22 / month (just the fee difference).
scenario B — larger disputes ($400 avg, 4/mo, 45% win rate)
Algiz delta: +$265 / month = $3,180/year. The cap costs you the entire upside on bigger disputes.
Rule of thumb: if your average chargeback is over $200, the cap costs you more than the fee delta. If it's under $150, the fee delta is small and either tool works.
Two ways to think about a vendor with API access to your Shopify store.
Surface area.
Disputifier is a multi-employee company; Algiz is one engineer. More people, more deploy paths, more surface area for token handling. Algiz keeps the surface narrow on purpose.
Track record.
Disputifier disclosed a security incident on January 9, 2026 — fewer than 0.1% of merchants affected, tokens used to trigger unauthorized refunds. They responded publicly and rotated credentials. Algiz has no incidents on record (it's also pre-launch — that'll be earned, not claimed).
what algiz does
- · Tokens scoped to minimum required Shopify scopes
- · No background refund operations — Algiz only submits dispute evidence, never modifies orders
- · Public security posture page (coming with App Store launch)
- · Direct founder contact for any token concern
Things people ask before switching.
- What's the main difference between Algiz and Disputifier?
- Three differences. Pricing: Algiz at $9/mo + 12% recovery vs Disputifier at $0/mo + 20%. Recovery cap: Algiz has no cap; Disputifier caps recovery at $250 per won dispute, which bites on chargebacks above ~$300. Submit model: Algiz drafts in 60 seconds and waits for your one-tap approval; Disputifier auto-submits.
- When does Disputifier's $250/win cap actually matter?
- On any chargeback above roughly $300. If your average dispute is $140 (typical for $5–50k GMV stores), the cap rarely bites. If you sell higher-ticket items — apparel, electronics, B2B — and a $700 chargeback comes in, Disputifier returns at most $250 to you. Algiz returns the full disputed amount minus 12%, no cap.
- I heard Disputifier had a security incident in 2026 — should I worry?
- On January 9, 2026, Disputifier disclosed an unauthorized party accessed Shopify API tokens for a small number of merchants (they reported fewer than 0.1%). The exposed tokens were used to trigger unauthorized refunds on connected stores. They've since rotated tokens and added safeguards. Whether it changes your risk calculus depends on how you weigh past incidents in your vendor diligence — Algiz publishes its security posture transparently and is single-engineer-built, so the surface area is narrower.
- Is Disputifier faster than Algiz?
- Operationally, yes — Disputifier auto-submits without your involvement, so once installed you don't touch a dispute again. Algiz adds a 60-second-draft + your-one-tap-approval step, with up to 24 hours for you to review before the deadline. The trade-off: Algiz lets you skip disputes that aren't worth fighting and edit the framing on the ones that are.
- Do Disputifier and Algiz both support Visa CE 3.0?
- Disputifier markets CE 3.0 support; Algiz is built CE 3.0-native from day 1, meaning the entire evidence assembly pipeline (IP/device/shipping match across prior 120-365 day transactions) is the default code path, not a checkbox. Both should perform similarly on disputes that qualify under reason code 10.4.
- Can I run Disputifier and Algiz at the same time to compare?
- Yes — both are pay-on-result, so there's no per-month commitment to lock you into one. During Algiz's pre-launch waitlist phase, your first 3 disputes are free. Run them on the same store, compare win rates and net-after-fee on the same disputes, then keep the one that pays out more.
No cap, lower fee. Pay nothing until you win.
50 invites a week · free first 3 disputes — if we don't win them, you pay nothing, ever