Algiz vs Chargeflow.
Both recover chargebacks for Shopify merchants. They charge differently (12% vs 25%), submit differently (you approve vs auto-submit), and serve different sized stores. Here's the math for solo merchants doing $5–50k GMV.
first 3 disputes free · no card required
Pick Algiz if you want lower fees and approval control. Pick Chargeflow if you have volume and don't want to look at disputes.
- · You're a solo merchant ($5–50k GMV)
- · You want the lowest possible recovery fee (12%)
- · You want to approve what gets submitted in your name
- · CE 3.0-native is a hard requirement, not a marketing line
- · You process 100+ chargebacks per month
- · You don't have time to approve each dispute
- · You want a vendor with 377+ reviews and a longer track record
- · The 25% fee is acceptable given your margins
Every dimension that matters.
| dimension | Algiz | Chargeflow |
|---|---|---|
| Base price | $9 / month | $0 / month |
| Recovery fee | 12% per win | 25% per win |
| Win cap | None | None |
| Submit model | 60s draft → you approve in 24h | Auto-submit |
| Visa CE 3.0 | Native (built day 1) | Marketed |
| Free trial | First 3 disputes free | Pay-on-result (no upfront) |
| Team size | Solo founder (Szczecin, PL) | 50-person SaaS |
| Reviews on Shopify App Store | Pre-launch (May 2026) | 4.7★ / 377+ reviews |
| Best fit GMV | $5–50k / month | $50k+ / month |
| Founder access | Direct (jakub@jpozarycki.com, X) | Via support |
On 6 chargebacks/month at $140 average.
Industry baseline win rate without dedicated tooling sits around 8%. CE 3.0-native systems target 40–50%. We use 45% as the comparison baseline — both Algiz and Chargeflow run on CE 3.0.
Algiz nets $40/month more on this profile. At 12 chargebacks/month ($168 avg), the gap widens to $76/month — $912/year just from the recovery fee delta.
Auto-submit means evidence goes out in your name without you reading it.
Chargeflow's auto-submit is fast for the tool. But you don't see what's being claimed: which order details, which customer comms, which framing of the dispute reason. If Chargeflow guesses wrong about the customer interaction, the weak argument goes to the issuer with your business name on it.
Algiz drafts the same evidence in 60 seconds, then sends you a push notification. You read it. You can edit a line, skip the dispute (some aren't worth fighting), or approve as-is. Then we submit before the deadline.
The trade-off is real: a few minutes per dispute for full visibility into what's submitted on your behalf.
Things people ask before switching.
- What's the main difference between Algiz and Chargeflow?
- Pricing and control. Chargeflow charges 25% recovery and auto-submits evidence. Algiz charges 12% recovery and waits for your one-tap approval before submitting any dispute. On a $140 average chargeback, that's a $14 difference per win — meaningful for stores doing $5-50k GMV.
- Is Chargeflow better than Algiz for high-volume stores?
- Possibly. Chargeflow is a 50-person SaaS with deeper enterprise integrations and a longer track record (4.7★, 377 reviews on the Shopify App Store as of 2026). If you're processing 100+ chargebacks a month and don't want to approve each one, Chargeflow's auto-submit may save you operational time. Algiz is built for solo merchants who want the cheapest possible recovery fee and full control over what gets submitted in their name.
- Does Chargeflow really have 4.7 stars on Shopify?
- Yes — as of 2026, Chargeflow holds a 4.7-star rating across 377+ reviews on the Shopify App Store. They have the strongest review base in the chargeback recovery category. Algiz is pre-launch (May 2026) and has no reviews yet.
- Why does Algiz cost less than Chargeflow?
- Algiz is built and operated by one engineer. There's no enterprise sales team, no series-A burn rate, and no revenue target that requires a 25% take rate. Algiz's 12% recovery covers infrastructure, Visa CE 3.0 evidence assembly, and the founder's time — and is sized to be sustainable at solo-merchant volumes.
- Can I switch from Chargeflow to Algiz mid-contract?
- Chargeflow operates on success-based pricing with no long-term contract, so there's no lock-in. You can install Algiz alongside Chargeflow during a trial period, compare win rates and fees on real disputes, and uninstall whichever you don't want to keep.
- What if Algiz isn't reviewing my dispute fast enough?
- Algiz drafts the rebuttal in 60 seconds and gives you a 24-hour approval window. If you don't approve before the deadline, the dispute is not auto-submitted — Algiz will notify you 3 times before the chargeback deadline. The trade-off is real: more control, slightly more attention from you.
Switch when the math says so. Pay nothing until you win.
50 invites a week · free first 3 disputes — if we don't win them, you pay nothing, ever